小岛特约 | 骗子从不手下留情 没有监管就无法拥抱大众

Clem Chambers是英国全球股票、股权及加密货币资讯网站ADVFN.com的CEO,著有《加密货币初级交易者指导:比特币,以太坊,莱特币》和《101种选择股市赢家的方法》。

  本文为Clem Chambers应小岛财经之约,为中国读者撰写独家评论员文章,深入探讨区块链和加密货币行业面临的监管及发展前景问题。转载请注明出处(小岛财经)和作者(Clem Chambers),未经许可不允许转载。

  Clem Chambers是英国全球股票、股权及加密货币资讯网站ADVFN.com的CEO,著有《加密货币初级交易者指导:比特币,以太坊,莱特币》和《101种选择股市赢家的方法》。

  加密货币创立起初是利用区块链技术打造一个自治、开放、分布式的记账系统,还自带奖励机制,这个系统不需要任何中介的存在。

  比特币的去中心化特质正在逐渐被中心化加密货币的出现所边缘化

  目前,比特币仍然是主导整个市场的加密货币。然而,。很多新生的加密货币都或明或暗地被小部分人所控制,是高度中心化的。

  这一趋势表明,去中心化可能不是加密货币未来发展的主流模式,未来很有可能将由中心化代币发行方所主导。

  人们的关注点很快就会转向那些搭建非分布式私有区块链货币的项目方上

  当下关于监管的问题大多与比特币和ICO相关,但是。传统市场模式不适用于新兴的加密资产,这并不是一个好的现象。而且市场操控和内部人员交易法则,同样会发生在加密市场当中。

  监管将会使这些新生的加密资产正常化并将投资者控制在一定范围内

  。如果没有这一先决条件,目前加密货币行业普遍存在的暗箱操作将会一直存在,并遏制其向大众的普及,因为大众并没有能力适应这种高度自治的市场。

  如果不坚持执法,这些市场都将消失,因为诈骗的人从不手下留情

  然而,并不是所有人都欢迎监管,因为很多人都害怕受到监管。全球股市经历几十年的监管,至今仍充斥着诈骗和违法,监管者为了打击这些层出不穷的诈骗犯要付出巨大代价。。

  这就像2008年那场全球金融危机一样。如果区块链行业没有监管的话,加密货币领域必将为金融犯罪所困,现在各家媒体天天报道的加密货币相关诈骗偷窃案已经说明一切。

  整体来看,这是区块链行业的一个潜在弱点。监管为了扫清加密货币行业的犯罪行为本身存在争议,然后行业又在为下一波上涨做足准备。而如果想要彻底毁灭加密货币行业的未来的话,把市场留给诈骗犯然后等着下一次Mt.Gox式的灾难就行。(Mt.Gox式灾难:2014年日本数字货币交易所Mt.Gox发生约75万枚比特币失窃案件 小岛财经注)

  有人说,加密市场会自治,但是历史告诉我们不会的

  。有资源的地方就会有竞争,就会有限制普通交易者存在的“市场捕猎者”。

  金融公司与可信赖品牌的合作,会将那些采用外界金融服务法规的玩家清除出场

  比特币这样的区块链项目本身并不需要被监管,需要被监管的是中介机构,而参与交易的人需要保持内心的诚实。从这一点来看,金融公司会进入加密货币领域,并在全面的金融监管之下运作。。

  区块链是一种“三准入记账”技术,它更复杂的记账方式改变了中世纪晚期欧洲“复式记账”商业模式。

  现在制度性阻力仍然占据主导,现有的不利因素就是这一阻力的核心

  发行货币是区块链技术的“尖端”应用,以后还会有更有价值的应用由此而生,而加密货币会一直与之相关。关键是排除不利因素的存在,并加速这一技术的发展。这也是整个加密货币行业长足发展的首要条件。。

  加密货币以后将会促进全球经济发展,而且会平衡货币供需,这是银行做不到的

  。银行能提供的就是0.25%的低利率和百亿的量化宽松/紧收政策,但是只要有诈骗等不利因素的存在,你就赚不到钱。

  每天都有头条在报道巨额抢劫事件,法币世界好像都在被币圈的“好莱坞大盗”所挟持,然而没有人把这个事情定义为犯罪

  。除非这种现象能够被扭转,不然加密货币市值不会增长太大。技术虽能在一定程度上遏制这种现象,但最终还要由政府来解决这个问题。

  现在正是新一代玩家兴起的时候,他们将在监管更完善的环境中打造新型经济,享受更好的交易平台而不是宣扬纯粹的无政府主义

  政府理应扮演提供安全保护的角色,而国家应该促进加密货币和区块链经济系统的蓬勃发展。目前,这一进程已经开始,只是加密货币仍然在熊市徘徊。。

  原文如下

  :

  The original idea for cryptocurrency was to use blockchain technology to create an autonomous accounting system that created a reward system that was permission-less, distributed and didn’t need intermediaries.

  While Bitcoin is still the biggest cryptocurrency and largest brand, this idea of decentralisation is well on the way to being marginalised with the creation of centralised cryptocurrencies, many of which are overtly or covertly controlled by small groups of people in a highly centralised manner.

  This trend suggests that decentralisation may not be the mainstream future of crypto. Instead the future will be, as now, controlled by centralised token issuers.

  While most regulation concern has been Bitcoin and ICO-related, the real concern will soon turn towards the private coin issuers building undistributed private blockchain currencies. The market norms in old school markets aren’t in play in these assets and that’s probably not a good thing. Market manipulation and insider trading rules are not a bad thing and they will come to bear on crypto.

  Regulation will normalise these new and different asset classes and will make players accountable. Without this, the shady practises that plague the cryptocurrency and token space will continue growing in turn restricting the appeal of this revolution to the public, who aren’t equipped to operate in anarchic markets.

  The present wave of regulation is unwelcome to many, it’s not without reason that many fear the consequences of being held accountable. After decades of equity regulations of ever-increasing severity, stock markets of the world are still playgrounds for fraud and malfeasance. The regulators work hard to fight a never-ending influx of predators. Without constant rule enforcement, these markets would fail, because predators leave nothing behind them. This is no different for financial predators as we saw in the ‘Global financial crisis’ of 2008. Without this regulatory battle being taken to the blockchain, the emerging market of coins and tokens will be overrun with criminality. The trend is made clear in the crypto press where giant thefts and frauds are exposed almost daily.

  Taken as a whole, this is a potentially fatal weakness for Blockchain. It’s critical that regulation gets underway in earnest to roll back the crypto crimewave. Then the industry be ready for its next wave of adding value. The best way to cripple crypto’s future is leaving it to the fraudsters to make it an unnavigable financial bad land where it’s impossible to avoid the next Mt. Gox. Some say it will self-regulate, but history shows us it won’t. Where there are resources there are always predators who severely limit the size of any non-predator population.

  A blockchain like Bitcoin itself doesn’t need to be regulated, it is the intermediaries that need regulation. It’s the people that need to be kept honest. Owners and shadow owners of private blockchains will be a focus for regulation. At some point established financial companies will move into this space and they will already be operating under a whole gamut of financial regulation. By bringing a trusted brand with them they will push out players operating outside norms of general financial services legislation.

  Blockchain is triple entry bookkeeping. It’s a more sophisticated record keeping system enabling a more sophisticated approach to commerce in the way ‘double entry bookkeeping’ helped unleash the economies of late medieval Europe. Currency issuance is the ‘tip of the spear’ application for this technology and even more valuable applications will spin out from this new economic toolbox, and cryptocurrency will always be bound/connected to this. It is key to keep bad actors at bay to ease and speed up the pace of development. Checking these wreckers is the key drag on the future of this huge economic opportunity and while institution resistance is highlighted in many minds, the bad actors are the current Achilles heel of the whole idea.

  Private sector currency will be a boon to the global economy and will help balance demand and supply for money in a way that central banks can’t hope to match with their clumsy 0.25% interest rate changes and trillion-dollar QE and reverse-QE programs. However, you cannot get growth where there’s banditry. Every day a new headline exposes another huge robbery, that in the world of fiat could only be the subject of some Hollywood fantasy heist not an actual crime. Until this wave can be driven back, it’s the limiting case of how big the market cap of crypto can grow. While technology should help, it is ultimately down to government to sort out this problem.

  Security is the classic role of government and the countries providing it for their crypto-blockchain ecosystems will be the ones that prosper most. The process has already begun and, as cryptocurrencies wallow in a bear market, now is the time that the next generation of players will emerge; they will operate in an increasingly regulated environment which will create a better platform than unbridled anarchy to build a new economy.

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很多人说区块链行业中分为“币圈”、“矿圈”和“链圈”,如今在币市低迷、泡沫破灭的时期,人们更将关注点放在区块链的落地问题上。而整体行业浮躁的大环境下,始终关注底层技术发展的“链圈人”逐渐为行业所认同。